Habitat will work with you through the Hope to Home program to find out your dreams and goals for you and your family.
We will talk with you about where you are now and work with you to get you where you want to be. Our program helps you understand Credit reports, Credit scores, Debt-To-Income, and what it takes to qualify for a mortgage.
After qualifying for a mortgage, we will walk you through the home buying process making sure you are aware of your rights as a buyer.
Your Home is important. After purchasing your home, we will be happy to walk even further and help you understand home maintenance, being a good neighbor, and make sure you are aware of post home purchase expenses.
The Habitat Builds program is a win-win-win! Habitat of St. Joseph County MI builds one house a year using CTE Building & Trades.
The students along with their instructor and licensed Contractor provide all of the labor, minus specialty trades such as Electric, HVAC, and plumbing. The students frame the home, roof it, hang siding, put up Drywall, cabinets, lighting, finish the drywall, and install the flooring.
The students get an education and training in Building Trades. The Building & Trades administration doesn't have to worry about providing monetary support for their class to build a home or worry about who to sell that home to. Habitat gets free labor to build the home they were going to build one way or another. While the partner family gets a lower cost home thanks to the money saved by the free Labor. Habitat wins, the students win, the partner family wins, and the Building & Trades win. If you your not keeping score that's FOUR wins!
Find out about becoming a partner family!